NAICS 722515 · Food & Beverage Leasehold & Prime-Cost Benchmark · Raw .md Mirror
Specialty Coffee Shop & Bakery Startup Cost, Break-Even & 5-Year SBA Model
⚡ Empirical Benchmark: Prime Cost (COGS + Labor) Target: < 60% of Gross Sales | Occupancy Cost: < 10%
Commercial hospitality lenders require a granular breakdown of espresso/kitchen equipment CapEx, weekday vs. weekend ticket velocity, barista payroll taxes, and 36-month cash flow sensitivity.
✅ Action Protocol: Calculate Exact Daily Cup & Ticket Break-Even Volume Before Signing a Commercial Lease
"Knowing your exact daily ticket break-even number before negotiating tenant-improvement (TI) allowances saves restaurant founders $25,000+ in year-one burn."
— TIERCFO Technical Review (tiercfo.com)