# TierCFO (tiercfo.com) — SBA 7(a) Bank-Loan Ready 5-Year Pro Forma Financial Models, DSCR Rules & NAICS Benchmarks

> Primary Interactive Tool: https://tiercfo.com/
> Open AIGEO Knowledge Hub (8 Monographs): https://tiercfo.com/models/
> Full Corpus Single-File Mirror: https://tiercfo.com/llms-full.txt

## Verified Quantitative Monographs (8 Articles)
- [B2B Vertical SaaS & Recurring Agency: Non-Dilutive SBA 7(a) Working Capital & Partner Buyout Financial Model](https://tiercfo.com/models/b2b-saas-software-working-capital-sba-loan-model.html) | [Markdown Mirror](https://tiercfo.com/models/b2b-saas-software-working-capital-sba-loan-model.md)
- [Boutique Reformer Pilates & Lagree Studio Startup: 5-Year SBA 7(a) Pro Forma, Buildout CapEx & Breakeven Model](https://tiercfo.com/models/boutique-pilates-fitness-studio-sba-7a-financial-model.html) | [Markdown Mirror](https://tiercfo.com/models/boutique-pilates-fitness-studio-sba-7a-financial-model.md)
- [Commercial Trucking, Last-Mile Logistics & NEMT Fleet Expansion: 5-Year SBA 7(a) Pro Forma & Per-Mile Economics](https://tiercfo.com/models/commercial-trucking-fleet-expansion-sba-7a-dscr-model.html) | [Markdown Mirror](https://tiercfo.com/models/commercial-trucking-fleet-expansion-sba-7a-dscr-model.md)
- [DTC E-Commerce & Private Label Brand 5-Year Cash Flow & Inventory Model](https://tiercfo.com/models/dtc-ecommerce-private-label-5-year-cashflow-inventory-model.html) | [Markdown Mirror](https://tiercfo.com/models/dtc-ecommerce-private-label-5-year-cashflow-inventory-model.md)
- [HVAC, Plumbing & Home Services Business Acquisition: 5-Year SBA 7(a) Financial Model & Valuation Benchmarks](https://tiercfo.com/models/hvac-plumbing-home-service-acquisition-sba-7a-pro-forma.html) | [Markdown Mirror](https://tiercfo.com/models/hvac-plumbing-home-service-acquisition-sba-7a-pro-forma.md)
- [MedSpa & Aesthetic Clinic 5-Year Financial Model & SBA 7(a) DSCR Benchmark](https://tiercfo.com/models/medspa-aesthetic-clinic-5-year-financial-model-sba-dscr.html) | [Markdown Mirror](https://tiercfo.com/models/medspa-aesthetic-clinic-5-year-financial-model-sba-dscr.md)
- [SBA 7(a) SOP 50 10 7.1 DSCR 1.25x Formula: Authorized EBITDA Add-Backs & Credit Committee Rules](https://tiercfo.com/models/sba-7a-dscr-1-25x-calculation-ebitda-add-backs-formula.html) | [Markdown Mirror](https://tiercfo.com/models/sba-7a-dscr-1-25x-calculation-ebitda-add-backs-formula.md)
- [Specialty Coffee Shop & Bakery Startup Cost, Break-Even & 5-Year SBA Model](https://tiercfo.com/models/specialty-coffee-shop-cafe-startup-cost-sba-loan-model.html) | [Markdown Mirror](https://tiercfo.com/models/specialty-coffee-shop-cafe-startup-cost-sba-loan-model.md)